Flexible system of payment in 6 or 12 interest-free installments.

The immediate performance of the treatment you require is possible thanks to the system of payment in installments which the Smile Experts dental clinic offers in partnership with 5 banking institutions: Raiffeisen Bank, Credit Europe Bank, Banca Transilvania, ING Bank and Alpha Bank.

Raiffeisen Card





card RaiffeisenMasterCard Standard PayPassStarBT_solutii_financiareAlphaCard_solutii_financiare


12 INSTALLMENTS, for values over RON 3,000: Raiffeisen Card, CardAvantaj, StarBT and AlphaCard


6 INSTALLMENTS, for values lower than RON 3,000: Raiffeisen Card, CardAvantaj and AlphaCard


2% loyalty points, for values lower than RON 3,000: StarB


Payment in 12, 24 or 36 INSTALLMENTS by means of the ING Credit Card

card_ing• payment in 12 interest-free installments;
• payment in 24 or 36 installments with an affordable interest;
• payment in instalments, by using the ING Credit Card, available for treatments with values of over RON 100;
• Find out more about ING Credit Card

Payment in 18, 24 or 36 INSTALLMENTS by means of the Optimo Card.

Smile Experts is the first dental clinic to offer the payment of dental treatments in 18, 24 or 36 installments by means of the Optimo Card from Credit Europe Bank.
Thus, you have the possibility to benefit from the on-the-spot performance of the treatment you need and to pay it in an extended number of installments. The minimum value of the treatment is RON 500.
optimo_cardBenefits of the Optimo Card
• payment in an extended number of installments at an affordable cost;
• quick issuance: we can help you by means of a dedicated person or you can choose one of the 36 branches of Credit Europe Bank;
• you can apply for the Optimo Card WITHOUT ANY INCOME DOCUMENTS in order to obtain a maximum credit limit of RON 6,000,* if your income comes from salaries or pensions reported with the National Tax Administration;
• the possibility of a subsequent extension of the credit limit;

How to obtain the cards for the payment in interest-free installments of dental services

The granting procedure is very simple. In order to obtain the card quickly, a dedicated person will take care of your application or you may apply online:
CardAvantajApply now
ING Credit CardApply now

Advantages of the Smile Experts financial solution:
• we begin the treatment at once and you or your loved ones recover dental health;
• payment in 6 or 12 interest-free installments with no down payment regardless of the treatment value;
• payment in an extended number of installments (18, 24 or 36) at an affordable cost for any treatment with a minimum value of RON 500;
• the possibility of choosing from among 5 banking services providers;
• a simple granting procedure: a dedicated contact person and/or online application.
Other financial solutions: subscriptions, medical credit